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A Borrower’s Market The Impact Of Lower Interest Rates

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BY ERICA SHATZER

Last year this time, 10-year Treasuries were near 2.7 percent and the Federal Target Rate was at 2.25 percent. There were three rate cuts in 2019, resulting in the Federal Target Rate now being at 1.5 percent. The Treasuries reached a low of 1.46 percent in September before inching back up to the 1.8-percent range in December.